As a Mortgage Loan Officer and Real estate agent, my advice is that each case is different. If you have a co-signer, everything such as paystubs, bank statements, credit, income,debts etc of the co-signer is to be submitted.
Can discuss with you in details.
You can reach me at my Cell# 732-277-9321.
Yes you can get mortgage if you have good credit,But i advise you should buy a home
where you can afford to pay mortgage with your income limit.
you can call me at 732-910-8559 we have mortgage person who work with us can
give you more information
If you need a Loan Officer to help you, I'm always available in our NYC offices. Good luck!
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Senior Loan Officer
STERLING NATIONAL BANK
310 Crossways Park Drive
Woodbury, NY 11797