Home Buying in Homestead>Question Details

David Rodrig…, Home Buyer in Homestead, FL

Can i buy a house with a credit score 623?

Asked by David Rodriguez, Homestead, FL Mon Feb 25, 2013

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4
I work with a lot of people who have less than perfect credit. I tell all my clients that need a pre approval to visit The Lenders Network, I have seen loan approvals from them even with scores under a 600. So if anyone can get you a loan they can.
0 votes Thank Flag Link Wed Jul 31, 2013
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START PACKING THIS WEEKEND!

Yes, 620 score needed for most programs

After reviewing programs below, please email me at Steve@pro-option.com

1) 100% LTV- VA - pay off debt at closing on a purchases too!
2) 100% LTV- USDA - 12 mo. into Chapter 13 BK…OK Too!
3) 99% LTV- FHA
4) 97% LTV- NEW- No PMI -No FHA 1.75% MIP Fee!
5) 95% LTV- NEW-No PMI!
6) 95% LTV- NEW-CONDO Loan
7) 90% LTV- NEW-No PMI -2nd Home
8) 90% LTV- New-Jumbo w/cc
9) 85% LTV- NEW- No PMI to Super Jumbo
10) 80% LTV- Rental Property

------------STATED INCOME ALT Loan programs-------------
11) 80% LTV- to Super Jumbo
12) 80% LTV- FIX n’ FLIP Invest. Prop. – No min. credit!
13) 75% LTV-to Mega Jumbo
14) 75% LTV- Foreign Nationals-to Super Jumbo
15) 75% CLTV-after Short Sale, BK, Foreclosure to Super Jumbo
16) 70% LTV- Hard Money to Jumbo
17) Lot Loans / Land Loans Too!

Go to: http://WWW.PRO-OPTION-COM or call 888-662-4404

Steve McRory
Pro Option Mortgage/ Florida
steve@pro-option.com
http://WWW.PRO-OPTION.COM
Ph: 888 662 4404
#204296

Prior Service U.S. Marine Corps
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0 votes Thank Flag Link Tue Feb 26, 2013
David,
You can certainly qualify for a mortgage with a 623 credit score, however, you will likely have a higher interest rate and less favorable terms. To find out your true credit scores and the options available to you, it is best to contact a lender and apply for a loan. Good luck!

Amy Mitchell, Realtor
786-351-6388
0 votes Thank Flag Link Mon Feb 25, 2013
Hi David,

Yes you can qualified for a mortgage loan to buy a house with 623 score.



Regards,
Katia Pimentel
305-986-5767
0 votes Thank Flag Link Mon Feb 25, 2013
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