Home Buying in San Francisco>Question Details

Zidanechung, Home Buyer in California

Can foreigner buy homepath property and use the morgage plan .?

Asked by Zidanechung, California Thu Apr 12, 2012

Help the community by answering this question:


Fannie Mae Guidelines:

- must have a Social Security #
- must be a US Citizen
- Permanent Resident Alient: non-US Citizen legally able to maintain perm residency and
a) Perm Resident Card: valid for 2 yrs. must apply for unconditional right to reside
b) unexpired Foreign Passport w/employement auth
- Non Permanent Resident with auth to work in the US : Valid unexpired Visa or other proof of residency
- Foreign Nationals- must be from Canada or Mexico working under the NAFTA agreement

For more details....Contact me directly!

Ivan Diaz
Home Mortgage Consultant
(415) 271-7740 cell/direct
3 votes Thank Flag Link Thu Apr 12, 2012
Can a person with a Student Visa that is paying cash buy a Homepath property?
Flag Fri Sep 26, 2014
I think Ivan has already provided some great info. However, if you cannot fit the guidelines for homepath mortgage, e.g. if no social security, or working permit, etc. you may want to consider a foreign national loan. There are still some lenders who are providing foreign national loans, as long as buyer provides a 30-50% down payment (depends on lender).
The above url has some info on foreign national loans.
Please contact us for further info.
James Tan
Bethany Real Estate
1 vote Thank Flag Link Sun May 13, 2012
Yes in 34 years of San Francisco Real Estate I have represented many non US citizens and my associates at Century 21 speak 11 languages. You need to choose a Realtor who can help you as there are many more questions you will have . If you contact me I can explain in more detail and if you prefer one of my associates can explain in your preferred language. (415) 308-5902 or bf_evans@pacbell.net
Bob Evans.
1 vote Thank Flag Link Thu Apr 12, 2012
Yes, and it is happening all the time. I have also worked with foreign buyers (and sellers) and am currently working with one right now.

Good luck,

0 votes Thank Flag Link Sun Apr 15, 2012
Greetings. If you are qualified for a loan, I see no reason why you cannot purchase a homepath property, but you should discuss this with your mortgage broker/ banker to be sure.


0 votes Thank Flag Link Thu Apr 12, 2012
I agree, too
Flag Mon May 14, 2012
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