Let me clarify a little more, since Sharon mentioned FHA, we would have to presume that we are talking about a primary residence, as you can't use an FHA program for second homes, at least none that I know of. She also said the purchase was in Florida and that she is married. With these 3 important facts, we know that they must both be on title, per the laws of FL. Since they are married, I also believe, that the spouse who is buying the property, even if it was an income or second home, and it had nothing to do with other spouse at all, the other spouse would still have to sign paperwork acknowledging that they are purchasing another home. One other item, if you add someone to title after closing, you don't simply "quick deed " them on, you must also pay all the taxes and fees, which would be in the hundreds, if not thousands of dollars, in many cases. Good Luck Sharon, and be sure to clarify everything with the title company, since they will be the ones to handle these issues for you.

You can add her to title after closing. You shouldn't have a problem.

No problem, your welcome.

you're welcome......bob mcclure.........

all great responses but what you need to know is how...right?......yes, husband can close in his name and you can be on title....very simple...call if you would like to talk......bob mcclure- mortgage now- farmington, michigan.(248) 974-4444...direct line.no phone tag.i am licensed in your state...and can close you in your own backyard......

Sharon, I just did it this past week. The wife had a credit issue, so the mortgage was done in just the husband's name, but both names are on the deed to the house. So the answer is yes!!

Sharon Sorry to be the one to disagree but I have seen lenders stipulate that the wife sign off dower rights here in Ohio as a stipulation for closing. What is done after closing with the deed is another mater so you may have to wait a few months to file a new deed. Just be sure that the lender has not put a clause in the mortgage that forbids a deed transfer. I see this from time to time when one spouse has liens or judgements and the other one does not.

Yes you can and it happens all the time. You just need to tell titile and your mortgage company how you want the mortgage and title held. If you need any help finding a home or have any questions, feel free to contact me, at no charge to you of course. Good Luck.
Mike Ceparano, 813 417 6698
ceppym@yahoo.com

Hi Sharon,
There is no problem, call Coldwell Banker Home Loans (888-308-6558) they will assist you with everything you need.

Hello Sharon,

Yes you can do that.
When we bought our home , I didn't have a credit rating. The contract and the loan are just in my husbands name but the title company added my name to the title of the house.