Best of luck,
Oggi Kashi - 415.690.3792 direct
Broker Associate, Paragon Real Estate Group CA DRE 01844627
All data from sources deemed reliable but subject to errors and omissions, and not warranted.
If you are buying a multi family home, you will probably need at least another 5% down and if you are not going to live in it, you will pay a higher rate.
It's best you talk directly with a mortgage professional who can run your credit and look at your income and then decide what you qualify for.
Since you are paying US taxes and showing your income, there is a very good chance you should qualify for a loan.
Best of luck.