Home Buying in Irving>Question Details

William, Home Buyer in Irving, TX

Can a buyers agent assist in helping us find a mortgage if we have poor credit, but a significant down payment?

Asked by William, Irving, TX Mon Jan 25, 2010

We recently lost our home in a fire and are planning to relocate. Our credit score is a little below 600 but we are able to make a 30-40% or more down payment.

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Answers

5
Call me we go down to 580 credit on fha with no overlays..

Donna Bush
R.H. Lending, Inc.
6209 Colleyville BLVD
Colleyville, TX 76034
Branch NMLS: 965158
E-mail: dbush@rhlending.com
Direct line:214-935-8781
Cell/text (214)695-8883
Web: http://www.rhlend.com
0 votes Thank Flag Link Wed Dec 12, 2012
William-

It sounds like you have tried the conventional financing route. If you think you need special finanacing, I have someone who can help you. Please feel free to call me. (214) 293-2104

Dani Hanna
Keller Williams Dallas City Center
0 votes Thank Flag Link Mon Jan 25, 2010
William,

Depending on how far below 600 your FICO score is, with that size down payment, you should be able to qualify for a mortgage loan. It will depend somewhat on status of the accounts on your credit report, but a good mortgage company can have an answer for you in a matter of hours.

I'd be happy to give you the names of a couple of mortgage companies you can talk to about your situation, and you will have an answer today.

I'd be glad to help.

Gerald Dostal
RE/MAX DFW Associates
972-402-4124
0 votes Thank Flag Link Mon Jan 25, 2010
William,

I will provide you list of mortgage companies that you can consult. Please feel free to contact me.

Sincerely,
Pelin
http://www.dallashomelist.com
0 votes Thank Flag Link Mon Jan 25, 2010
As a Mortgage Banker I do have options for you.
Give me a call 214-680-4060 or e-mail jerry@dallasfhaloans.com
0 votes Thank Flag Link Mon Jan 25, 2010
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