I'm a Michigan-based lender and we can do FHA loans with as low as a 600 credit score. I'd have to look at your complete situation to make sure, but it sounds like something we could do. Feel free to give me a call and I can take a look at things for you.
Tony Grech | Mortgage Loan Originator | NMLS #977416
PMAC Lending Services, Inc.
24901 Northwestern Hwy. #110
Southfield, MI 48075
Direct (248) 945-9070 ext. 278
Toll-free (855) 642-4762 ext. 278
Mobile (313) 622-7383
Fax (248) 945-4842