It is unlikely, but you should speak with a mortgage loan office. With a full disclosure of your financial situation, they will know for sure whether or not there is a program you can be placed in.
Licensed Real Estate Associate Broker
450 7th Avenue Suite 1501
New York, NY 10123
You should meet with several mortgage bankers and get yourself pre-qualified. Only then will you know if you can get a mortgage or not. It is possible to get a mortgage with no credit, but it is subject to your income, assets and debt as well. Good luck!
Mitchell S. Feldman
Associate Broker/ Director of Sales
Madison Estates & Properties, Inc.
Office: (718) 645-1665/ Cell: (917) 805-0783
I'm not sure what you mean with the second part of your question though?
If you do then it's 99.9999999999 percent it's a scam to bleed you dry. There is no easy way around bad credit. The best thing to do is clean up your report I can give you some major resources on how to do that.
Ramona Johnson, Licensed REALTORÂ® Coldwell Banker Mid Plaza Real Estate Office
It's relatively easy to resolve your credit issue, if the problem is simply an absence of credit scores due to not having a credit history. I have helped many first time buyers to resolve this problem in as little as 30-45 days and subsequently obtain an affordable and sustainable mortgage to complete their purchase. In fact, I provide this information without charge or obligation as part of the pre-approval process for obtaining a mortgage. I suggest that you consult an experienced and licensed loan officer to address this issue as the first step in purchasing a home. For more information or assistance, I can be reached directly at 917.699.0183 or via email at firstname.lastname@example.org. Follow me on twitter @mdenniston247.
Senior Loan Officer/Sales Manager
NMLS License 24076
Residential Home Funding