I always advise speaking with a local FHA loan officer either through a bank or mortgage company to find a good fit....someone that is there to answer your phone calls and all of the questions you might have during the process.
I would be happy to share a number of area contacts that you might find helpful.
Please let me know if you have any other specific questions.
Art Hotes ~ RE/MAX
Yes there is financing out there. I would have to verify it could be done where you are but I know Prosperity Mortgage does it where I am. 96.5% LTV with 3.5% down FHA.
Have any more info on what you want to do?
If you want, drop me an email if you dont want to post it here sean.dawes@LNF.com