I work with a network of lenders; please let me know if you would like a referral.
Nicole Fedorchek, Realtor
"Your credit scrore is not bad and certainly does NOT exclude you from considering conventional financing since you have the minimum of 5% down. "
"The minimum score is 620 and it sounds like you are well above that."
Which is untrue and exactly why agents should not give mortgage advice. Conforming financing requires a 660 credit score to get financing above 75% LTV. Credit scores as low as 620 are allowed conventionally but only at LTVs of less than or equal to 75%.
View the eligibility matrix for details: https://www.efanniemae.com/sf/refmaterials/eligibility/pdf/e
Sheryl Arndt, Broker â€“ Loan Officer
Give me a call and lets see what we can do for you to get the financing you need to get into this home.
In House Lender
NMLS # 6395
Financing Kentucky One Home at a Time
Your credit scrore is not bad and certainly does NOT exclude you from considering conventional financing since you have the minimum of 5% down. Talk to you lender and let them know you want to switch to a conventional loan. The minimum score is 620 and it sounds like you are well above that. If you have the income (debt to income ratio ratio) you should have no problem at all.