It is possible, I've had a couple of clients use RH Lending, they are able to do loans for people with credit scores above 580. My TX contact is Vick and his phone number is 214-432-0684. One disclaimer, none of the ones I've closed with them have closed on time. They will ask for lots of documents for final approval and they wait until to the last minute to request what they need. As long as you don't mind jumping through more hoops than usual and not closing on time, then give them a call.