Home Buying in Sarasota>Question Details

Ampr, Home Buyer in Sarasota, FL

Can I contact bank & make offer on home that will go into FC in the near future (current owner is deceased)?

Asked by Ampr, Sarasota, FL Sat Feb 23, 2013

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The home is now "owned" by the "estate" of the deceased person. This estate consists of all assets that the deceased person owned, including the deed to the house you want to buy. The clerk of courts for the county will appoint an Executor to dissolve the 'estate' - the Executor manages it all until the estate is all dissolved, all assets are sold or distributed to beneficiaries. This takes awhile. Look up the address on the Sarasota County Property Appraiser web site to find out if it is still in the Estate of the deceased, or if it has been passed on/sold to someone else. If it is still showing the Estate as owner, find out who that is through the county clerk's office or clerk of court web site, and contact them if you can find a number for them or their attorney's office. Then make your wishes known to them. Maybe they'll work out a deal with you. If it has passed on to someone new, it could be an heir that inherited and doesn't want it, really, so you may be able to locate and approach them as well. The sales history will show at the bottom of the property appraiser website and you can google search their name, or leave a note on the door of the home for them, or check with neighbors kindly, etc to inquire of the new owner. Just be kind and bless everyone along the way. Life is a gift and the journey a pleasure.
0 votes Thank Flag Link Sat Feb 23, 2013
Tim Moore is correct - you can only purchase property from whomever is on the deed of the property or the executor of the estate. If you need assistance working through short sales, Foreclosures and REOs, I would be happy to answer any questions
0 votes Thank Flag Link Sat Feb 23, 2013
No - why? Because the bank is not the owner of the property. It is owned by the owner or his family and it's just that simple. After the foreclosure, which changes the ownership to the bank, or who ever buys it at the auction, then they can sell it because now they own it.
0 votes Thank Flag Link Sat Feb 23, 2013
I really do not think so unless you have a good contact in that bank. They have a system in place and it is changing. Banks use to put properties on the market just the way they left them. That is over now they are going in and sprucing them up new paint new rugs and even new applaiances as well. And while they use to sell low they are now getting retail pricing. Very seldom do you see a beat up Bank owned this has been a good year now that they are doing this. Feel free to contact me about any homes,

Michael Beninato
RE/MAX Alliance Group
cell: 908-578-0886
local 941-479-2777
email: michaelb1@remax.net
0 votes Thank Flag Link Sat Feb 23, 2013
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