the best thing to do first is talk to a mortgage person at the bank and see what they say. IF they will not
approve you then you will have to try other avenues.
please feel free to contact me directly
2 years employment
Debt/income ration in balance
3.5% or more down payment
Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
A foreclosure will stay on your credit report for 7 years, but if you previously worked with a credit repair agency, they might be able to help you repair your credit in less than 7 years and get you a loan.
Hope this helps and good luck in your home search.