Home Buying in 90039>Question Details

Martha Willi…, Home Buyer in Birmingham, AL

Can I buy a home now in LA or Beverly Hills with less than perfect credit? Currently at a 590 but have 20% to put down... Can anyone help?

Asked by Martha Williams, Birmingham, AL Mon Mar 25, 2013

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12
Randy Roberts’ answer
I specialize in all types of loans from rent to own, owner finance to sub prime loans. Go to my site or call me 213-935-0732 - http://www.thelendersnetwork.com at a 590 your not too far off depending on the types of accounts holding your scores down.. Let's talk..

Randy
0 votes Thank Flag Link Mon Mar 25, 2013
Speak to a mortgage professional. Credit scores aren't the only factors - employment history, salary, savings, etc. Good luck!
0 votes Thank Flag Link Thu Aug 1, 2013
Hi Martha,
You might be able to qualify for FHA but I would like to refer you to my loan officer for a consultation to be sure.
0 votes Thank Flag Link Mon Apr 1, 2013
Hello Martha,

I would advise you to work on getting your scores to at least 620-640.

Anything less will not yield you good rates and terms.

Best of luck
Kawain Payne, Realtor
0 votes Thank Flag Link Tue Mar 26, 2013
It may be possible - please tell me, what is the price range of the property you looking to buy ( amount of down payment) ?



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0 votes Thank Flag Link Tue Mar 26, 2013
Hello Martha, yes you may qualify to buy FHA with a minimum 580 fico score. I specialize in Under 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to qualify. I can raise fico scores within 3-4 days in most cases. It only takes a few dozen questions to qualify you in minutes. Here are some links to study and consider.

http://www.under640ficoscoreloans.com/Pages/Conventional.aspx

http://www.under640ficoscoreloans.com/Pages/FHA.aspx

http://www.under640ficoscoreloans.com/Pages/JumboLoan.aspx

http://www.under640ficoscoreloans.com/Pages/CHDAPLoans.aspx

http://www.under640ficoscoreloans.com/Pages/HalfPercentDown.aspx

http://www.under640ficoscoreloans.com/Pages/ContactSheryl.aspx
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
20+ Years Experience
DRE# 01140252
NMLS# 297251
760-486-4225
9am till 9pm 7 days
http://youtu.be/MrygA2_8fAY
0 votes Thank Flag Link Tue Mar 26, 2013
Give me a call. I know a great financial company that is helping people with not so great credit. The one requirement is that you have to live in the property.
0 votes Thank Flag Link Mon Mar 25, 2013
Having 20% to put down will greatly help however you will want to talk someone about getting a pre-approval letter. If you get that you should be in good shape. Please let me know if you have any other question about buying in the Los Angeles/Beverly Hills area.

Zack King
01882407
Keller Williams Estates Calabasas
(818) 825-7388
Zking1@live.com
http://www.PetPlanetRealty.com
0 votes Thank Flag Link Mon Mar 25, 2013
Talk to a Loan Officer first, then work with a good agent. You might have a chance.
0 votes Thank Flag Link Mon Mar 25, 2013
I can refer you to a mortgage professional who will answer all of your questions via telephone without obligation.

Please visit: SellingCasas.com and leave me a message using the contact form so that we may contact you or call me directly for more info.

Thank you,
Nicolas Romo | DRE 01787685
562-373-5120
0 votes Thank Flag Link Mon Mar 25, 2013
Best person to ask is Mark Cohen with Cohen Financial. 310-777-5401
0 votes Thank Flag Link Mon Mar 25, 2013
The best person to ask is Mark Cohen with Cohen Financial. If he can't do it nobody can. 310-777-5401
0 votes Thank Flag Link Mon Mar 25, 2013
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