Home Buying in 37027>Question Details

FOOD, Home Buyer in Nashville, TN

Can F1 visa holder get a home loan?

Asked by FOOD, Nashville, TN Wed Nov 14, 2012

F1 visa, working with OPT, has SSN.

Help the community by answering this question:


I work with a great Mortgage Coach at Sunwest Mortgage and she can answer this question and get you pre-approved quickly. Contact Kristin Westerman at 615-630-3770
0 votes Thank Flag Link Wed Nov 6, 2013
Actually they can, because all lenders care about is ability to pay, not citizenship. Just as low income buyers with poor credit cannot get loans easily, foreign nationals with low/no credit will have the same issues. That said, these can be overcome by upping your down payment amount and/or lowering your overall purchase price. As Beth stated, you really need to speak directly with a lender to get advice for your specific situation. I recommend using Megan Aldridge with Regions Bank in West End, she's great! Her number is 615-748-2490.

Great question!
0 votes Thank Flag Link Sat Nov 2, 2013
I am not sure, but I believe so. Your best bet is to contact a mortgage advisor who can answer all your questions quickly. Good luck!
0 votes Thank Flag Link Fri Oct 4, 2013
I think you can. Contact Larry Fisher with Bank of America at (615) 456-4331 to further discuss and get preapproved.
0 votes Thank Flag Link Wed Nov 14, 2012
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