Really if it were me I would consider why I was using this person and find someone who is competent
Also if you are getting a loan there is no way the appraisal will come in too high. Today the appraisser always error on the low side. Feel free to contact me. My primary area is Passaic and Clifton. I have many listings in Passaic.
I know Passaic is very difficult to do CMA because of the lack of activity.
I had the same house appraised twice. 1st time $135k 2nd time $170k usnig the same available comparables.
You hired her to be your advisor either you are going to trust her to help you make an informed decision or not. If you don't trust her to give you the CMA then how can you trust to the end of the transaction?