In short, yes and I can help you. Yes there is the USDA program, however the homes can be a bit far out from the "metro" area. As for the VA loan, that is a great loan if you qualify for it. If you have used in the past remember that the funding fee increases with each time.
If you are a first time homebuyer, I would recommend coupling an FHA loan with a bond program that will cover from $5,000 to $7,500 that you can use for your downpayment. This strategy would work for a price point of up to $214,000.
If this option works for you feel free to do a quick prequal on my website at the link below:
Contact me with any questions. It would be my pleasure to make your move as easy and stress free as possible :)
Jennifer De Vivo
The De Vivo Team
For more help call me direct at 407-921-1310
click on my Pic to read my bio!
Senior Loan Consultant
If you or your spouse haven't owned home in the last 3 years and qualify for the $8k first time homebuyer tax rebate, you may be able to borrow that tax refund to use for your downpayment. Contact:
Frances DeJesus, SHIP Administrator
Housing & Community Development
400 South Orange Avenue, 6th Floor
Orlando, Florida 32801-3302
Phone: (407) 246-3413 FAX: (407) 246-2895
Here is more info on the program:
from the Seller. Blood relative can also help with the funds too.