Key Realty Group LLC
Welcome to Maryland and welcome to Frederick.
To answer your question, the first step is to speak with a lender. With the lender's help, you will determine your buying power, your credit rating and may find that you qualify for grant money that is available through Frederick City and County.
Then, once you have your wallet, you can start looking in your price range and preferred location. An agent familiar with Frederick will be invaluable to you in your search. Many of us have websites that put you directly into the MLS so you see real-time, active listings. Your agent of choice can also help you find school information, demographics, crime stats and just about anything you would want to know about the area.
You may already have this link, but if not, here is a link to tell you more about the area.
http://www.fredericktourism.org. If you are looking for a Frederick agent, it would be my pleasure to help you find a place to call home. http://www.keyrealtyfinehomes.com. Safe travels, Maureen D'Aiutolo, Broker email@example.com
Let me be the 1st to welcome you to Frederick, your next duty station! Congratulations on the impending birth. What an exciting time! While not Hawaii, Frederick has much to offer. You will enjoy your time here.
I am both a Navy brat and former active duty US Army. I well know what military moves are like. Smooth is what we aim for and what we can provide for you. My wife and I work as a real estate team.
We helped a Navy family relocate from Camp Pendleton to Frederick in December/January. I would be happy to send you the letter of reference this family wrote about our work with them. With their permission, I can also put you in touch with them for email or calls. I know the military helps with relocation, but there is no substitute for talking with someone who has just done what you are getting ready to do.
For now, concentrate on two things: getting qualified for a loan and learning the Frederick market.
Navy Federal Credit Union is an excellent local resource for military. If you like, I can give you a contact there. Navy serves all branches of the military. I also know several local loan officers who work with national and local banks. Let me know your preferences and if you would like me to send you names, numbers and emails.
USAA, if you are a member, is also an excellent lender.
The other step is to learn the area market. If you have an idea of what type house you seek, I can forward to you on a daily basis current listings that meet your criteria. Once you know what you qualify for in a loan and what you want to spend, we can better focus on meeting your criteria within your desired price range. Once you or your wife is in the area or when both of you are here, we can focus on seeing houses that you like and can afford, so that you can make the right buying decision for you and your family.
You are wise to get started now. Having $35,000 should be helpful to you to have to apply, all or in part, to a home purchase and a loan satisfactory to you and your wife.
Feel free to contact me by phone, 301.748.7120, or email, firstname.lastname@example.org, if I can be of further assistance. I look forward to working with you and your family.
The first thing to do is contact a lender in the local area. USAA of course does a great job for active and former military. Once you have determined your buying power then start looking on the internet for properties. Part of the process in determining your buying power is also speaking with a local REALTOR. Location inside the city limits (you have city taxes) can increase your payment by $220-$300 a month depending on the price of the home.
I worked with a military family who moved here from California and met with the wife when she came out about 4 months before the actual buying period. We took a couple half days and looked all around the area to see what neighborhoods she liked. Also where the local church was for their denomination. After that they knew which areas to key in on when looking on the internet. I also supplied them with websites where once they identified an area as one that they liked they could check the crime statistics and sex offender registry. this ruled out some areas right off the bat.
Once the military member was on TDY here we spent 2 days looking at the houses they had identified as ones they were really interested in. We wrote an offer on one, it was accepted, and he settled on it 30 days later.
One thing that they did was looking online for homes. they used my website http://www.servinggreaterfrederickcounty.com and got email alerts daily when new properties came on the market that met their criteria. it is a free service and you can also search for homes on the site.
When looking for properties online if you see one that interests you, make sure that you talk to a local REALTOR who can explain the differences between a short sale , foreclosure and a straight sale. It can make all the difference in the world.
feel free to contact me either by email or phone at email@example.com or 240-674-8585.
I would be honored to help a member of our armed forces to PCS out here.
I recently had the pleasure of assisting an armed services family relocate form Hawaii to Frederick Maryland. As is often the case in the military, one spouse comes before the other to "scout" the area. If you have already established a relationship with a reputable Maryland local lender, it would be helpful for you to start to plan the agenda for that first trip. While you will find a lot of information available on the internet, an experienced local agent can narrow down the search time for you. By carefully listening to your needs, wants, and interests, someone who knows the local neighborhoods can provide you with the info you need to make your best decision.
Different price ranges require different strategies as well. A skilled negotiator with a thorough knowlede of how to best approach sellers in various price ranges can assure you that the terms and price are a good value to you. With approximately 1/3 of the home owners in the Frederick market in some sort of distress, an agent that is effective in working with forclosures and short sales is also a must to provide a smooth relocation.
First of all congratulations on all of the happenings in your life. Sounds like you are a very busy person.
Here is my suggestions, first you should get pre-qualified from a local lender and talk to them about what payment you are comfortable with. I am a local real estate agent and have a tool that will allow you and your wife search for homes that are connected directly to our MLS system. I have been selling real estate in this area for over 11 year and am very familiar with the process. I work with a team of agents and each one of us has our own speciality. Please feel free to e-mail me at firstname.lastname@example.org or call my cell phone at (240) 876-3424. I would be very happy to assist you in your home search. By the way, our team wears Red on Fridays to support the military.
I also may have a first time home buyer grant available for you that can give you $7,500 in closing cost and or downpayment help as well. Give me a call or an email when you have a minute.