He's helped a ton of people and I think you will really like him.
Red Key Realty Leader
It is realistic to apply for a loan after your student loan is out of default. You will need to be pre- approved for a loan afterwards. This will tell you exactly how much you can qualify for. Your loan amount depends on your income and debt ratio. Do not know a good lender that can help you? I will be more than happy to suggest a few for your to choose from if needed. Tell me about that home that you desire to move into?
Paquita Clark, Realtor -Sales Associate
Prudential Alliance, REALTORS
Typical mortgage lenders will look at the combination of credit scores, income, debt, and assets to determine your borrowing power. Based on the few parameters you posted, it doesn't seem to look great at this point in time,, but the question should be posted to lenders more than to realtors.
There is one lender in town I am aware if that doesn't do just this traditional assessment: NACA.com