Home Buying in 22032>Question Details

A Saxena, Home Buyer in Fairfax County, VA

Buyer concerned although title company is stating lien on property would not attach and they would insure !

Asked by A Saxena, Fairfax County, VA Fri Jun 5, 2009

Seller declared bankruptcy in 1995 Dec 12 2:42 pm in bankruptcy court in Eastern VA (Alexandria VA) and $56K debt was discharged in May 1996. However creditor filed a lien in 1995 Dec 12 4:30 with the land records in Fairfax circuit court. Title insurance is willing to insure the title without exceptions in view of this stating that the judgement lien with land records in Fairfax circuit court will not attach to this property bought in 2000. However they are not answering if clearly if the title would be clean. Need some help from bankruptcy/real estate lawyer.

Also in land records on the same judgement lien there is $11K interest post judgement attorney fee. Even though the $56K debt may be discharged, should I be concerned with attorney fee part on the same judgement?

Help is very much appreciated.

Help the community by answering this question:


Call Northern Virginia Title & Escrow at (703)938-3200 and ask for either Scott Flanders or Doug Wade. I have worked with them for eight years and they are good!

Debra Talley, ABR, e-PRO
Broker Associate
RE/MAX Preferred Properties
2 votes Thank Flag Link Fri Jun 5, 2009
Most title companies here in Northern Virginia have attorneys who work with them or are there on staff. You can call your settlement company for starters. If you want a second opinion, you can call another settlement company and ask to speak to the attorney.

Good luck.

Mary Margaret Gates
Web Reference: http://www.mmgates.com
1 vote Thank Flag Link Sun Jun 7, 2009
These are attorney questions - ask the title company for a referral to an attorney.
1 vote Thank Flag Link Fri Jun 5, 2009
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