The mimimun credit score needed for a loan is typically 640. Buy Brockton is run by Neighborhood Housing Services. They are running a first time buyer class on Nobember 27th and 29th from 5-9 PM. THe cost is $20.00. This class will qualify you to receive a first time buyer grant. It would benefit you to take the class e ven if your score isn't 640 right now because they will give you credit counceling services and work with you to get your score to that level. Joe Madaio runs the first time buyer program.
Give me a call at 508-326-5860 and I will give you all the info you need.