Home Buying in 78410>Question Details

Arod01023, Home Buyer in Corpus Christi, TX

Both my wife and I have excellent jobs, but with a foreclosure due to the 2009 oilfield slow down. Trying to get back to CalAllen. Whats my 1st step?

Asked by Arod01023, Corpus Christi, TX Tue Jul 9, 2013

Need some assistance........

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Answers

5
I would highly recommend Kleberg bank! They have a program where the will carry the loan on a 5 year balloon for situations like this.

Give me a call if you would like to chat more about this,
361-425-4451
13 votes Thank Flag Link Thu Aug 8, 2013
Start working with a lender to see where your credit stands. Go back and look over my past answers on rebuilding your credit as quickly as possible. Established secured credit cards and don't charge over 40% of the available credit limit. You can also set up an installment loan based on a CD you hold at the bank for collateral.

Hope this helps.

_____________________________________________________
Don Groff | REALTOR® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 | listings@dongroff.com
websites: http://www.AustinListed.com | http://www.360LendingGroup.com
Web Reference: http://www.AustinListed.com
0 votes Thank Flag Link Wed Jul 10, 2013
Based on your post i would advise you to start by re-establishing credit if you fave not already done so. If your score are above 640 and with sufficient debt to income ratio and with no open CAIVRS (delinquent Federal debt) you can qualify for a new Mortgage.

Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations.. As always, you may contact me anytime by phone, fax or email for personalized service and receive expert advice from a Bank Mortgage Banker who is responsible for the decisions on all mortgages coupled with over 17 years of experience in the industry.

I look forward to working with you! And making your dreams a REALITY

Lowell Sterling
Mortgage Banker
NMLS# 968898
LSterling@DallasBestMortgage.com
1910 Firman Dr, Suite 104 | Richardson, TX 75081
Office: 972-480-9888 | Fax: 469-519-8765
0 votes Thank Flag Link Wed Jul 10, 2013
Wells Fargo has a program that will help you restore your credit. I can get you a contact. Please email me.
0 votes Thank Flag Link Tue Jul 9, 2013
Look for owner finance, There are some people selling their homes that might give you a shot at owner financed sale. just an idea.
0 votes Thank Flag Link Tue Jul 9, 2013
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