Start working with a lender to see where your credit stands. Go back and look over my past answers on rebuilding your credit as quickly as possible. Established secured credit cards and don't charge over 40% of the available credit limit. You can also set up an installment loan based on a CD you hold at the bank for collateral.
Hope this helps.
Don Groff | REALTORÂ® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 | email@example.com