Hello, Jorge. Probably for liability reasons, it will be almost impossible to find a list of blacklisted (condo) properties anywhere. You are more likely to find properties that are FNMA/FreddieMac or even FHA approved and your lender or Realtor can help you identify them.

I want to congratulate you for knowing your score. Many who start the buying process will try to find a property they like before even checking their credit.

Be advised of a few pointers, however. First, lenders typically pull what is known as a tri-merged credit report. This report combines all the information from all three of the major credit bureaus (Experian, Equifax and Transunion), and select the middle score as a matter of general rule.

This means that if one of the bureaus shows your score at 780, yet (for whatever reason), the other two score you at 650 and 700 respectively, you will be considered as having a 700 score. Of course, this is still a great score but you should know about this. Ask your lender.

Second, if you are a first time buyer, you may be able to keep at least 15% of the saved down payment for a 'rainy day' since you would probably qualify for an FHA loan. This however, opens up the situation that the building you choose may not be FHA approved in which case, if you just "love" the building and unit, and after further checking you still decide to buy it, you will then have the option to go conventional and use that 20%

Third, with all the distressed properties available on the market, make sure you are working with a Realtor who specializes in distressed property sales. A Certified Distressed Property Expert http://(www.CDPE.com) can help you navigate through all the ins and outs of the distressed property market to help you secure the best deal at the best price.

Obviously, even if you can afford up to $250k, working with the right expert can save you thousands, giving you more bang for your buck.

Mark Twain said: Luck is When Preparation Meets Opportunity. This is market presents one of the best buying opportunities available to buyers in decades. Prepared with the right team by your side, you can make your dream a reality, and save a lot in the process.

All the best

Jorge~

Here is the list that I prepared- I did find a few more that are not yet listed. This is a good cross section of what is available.

Jorge~

I don't the specific names of any "blacklisted" properties in 33139~ I am sure that there may be a few. Most buildings that have a high rate of foreclosures, short-sales and non-paying condo fee owners; result in a lenders lack of interest in providing financing. Below $250K for a 2/2 would most likely be a REO or Short-Sale. what I come up with for 33139 in a 2 bedroom 2 bath within your criteria - are about 22 units, send me an e-mail for the list. My MLS is not cooperating right now.