Nonetheless, you should do your homework. Contact a broker and banker and compare their products and prices. Make sure to ask for a copy of the Good Faith Extimate for reference.
I'm biased. I'm a mortgage banker - mortgages are all we do. I say talk with a mortgage banker. As long as your score is over a 620, you should have no problems. We would love your business.
Senior Vice President
3933 75th St
Aurora, IL 60504
I am a Mortgage Broker and proud of it. i have every certification that would qualify me to be a Banker, but I chose this option to enable me offer a variety of products to my clients. You don't need a 700 score. You can get an FHA loan with a 620 score (I even have some Lenders who will go lower). You can also get a rehab loan, VA loan, Fannie Mae loan or even a commercial loan through my company.
Please look me up at http://www.marvelmortgage.com.
I would love to walk your path with you, and impart as much education as I can, in the process.
I look forward to hearing from you.
Nike Fasanya, CMC
Marvel Ventures Mortgage Inc
Ultimately, no situation is the same and in all situations you want to shop.
Get your own credit report (annualcreditreport.com) and give them your income and debt. Then compare offers and professionalism to determine who you will work with.
I'm a broker and with the number of lenders I have in my portfolio I will get you what you need. I would love to earn your business and walk you through what options you have available to you.
I am available from 8am to 9pm during the week and weekends.
David P. Cruickshank
Ardain Mortgage Corp