OR, it could simply be that HUD is completely overwhelmed. This is what we're finding when dealing with HUD or with bank REO's and short sales.
Not only with my experience in selling these properties, but I actually know employees at HUD.....
I've been told they are just overwhelmed and are each are carrying up to 150 files they must work. So, yes...ask the attorney what he's been told about the hold up.....
Understand, everyone, the attorney, the Realtor and the lender WANT your deal to close, as that is the only time they get paid, and you are happy......which is why I would point the finger to a big, fat bottleneck on the part of HUD.....
In favor of HUD, however......they have GREAT programs for people, and if you can see this deal thru to fruition, it will be a great loan for you!!
GOOD LUCK to ya!!!!!
I agree with both answer's below.
To be honest, any transaction now-a-days is always delayed for one reason or another!
99.9% of the time it's because of the lender. The guidelines put in place by Government backed loans seem to cause delay's if your FHA, VA, Fannie Mae, etc.
Just be patient and trust your agent. If you have question's like this, ask your agent to sit down with you and explain the whole process - even if it's been explained before.
Even as agents, it gets really confusing! I'm sure your agent would be willing to do whatever it took to help explain this to you.
Hang in there & best of luck!
Good luck, Mark