I would recommend if your looking to buy a home to get prequalified and to submit a complete application to have all aspects of the mortgage reviewed to make sure you don't run into any surprises.
Also, keep in mind that depending on the loan program, in some cases, all closing costs can be paid by the seller.
I am local and would be happy to discuss your mortgage options in greater detail.
Jerry Kensinger (NMLS #186925)
You also need to have money to pay the first year of homeowners insurance and to set up an escrow account for taxes and insurance. This will depend on the amount that you have for a down payment.
I offer first time buyer consultations to help guide you in what you need to do to purchase a home. There are times that you may fit into a program to help you with that purchase. Please call me if you would like to meet with me, no obligation, just information. Call Barbara at 717-608-1284.
Please feel free to contact me at 717-645-0955 to arrange a no obligation meeting to discuss your real estate needs.