There are homes that do fit this criteria, feel free to contact me and I can help you find some options! There are many creativer ways to take advantage of this great market.
By living in Winter Park, I know many areas that work in all price ranges.
Rent to own or "lease options" are often difficult to find because most people considering disposal of their home do so through putting it up for sale.
The reality is that as time passes and sellers become more in touch with the RE market they tend to often view things differently.
Probably the best approach to identifying these opportunities is through a local real estate professional. They may have an idea of which owners may consider this as a possibility.