Home Buying in Douglasville>Question Details

Josette, Home Buyer in Douglasville, GA

Are there any loans out there for single mothers with a job? :)

Asked by Josette, Douglasville, GA Tue Oct 30, 2012

Help the community by answering this question:


Hi Josette,
Give me a call at 6783341240. I could refer you to several loan originators.
0 votes Thank Flag Link Fri Jan 4, 2013

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0 votes Thank Flag Link Thu Dec 20, 2012
Hi Josette,
There are no SPECIAL programs for single mothers. You would need to fit into the traditional mortgage programs that are available such as FHA, USDA, Conventional, etc. For those, you would need to have acceptable credit and sufficient income and assets to qualify.

Only two 100% Financing programs are currently available. One of which is the VA loan program. VA financing is only available for eligible veterans. The second 100% option is USDA financing. USDA loans do have geographic restrictions to rural areas though.

For FHA and FHA 203K mortgages, the minimum down payment is 3.5%. That down payment can be from the borrower’s own funds or a gift from a family member.

Conventional mortgages typically require at least 5% down for a primary residence. Any conventional mortgage with less than a 20% down payment will require monthly mortgage insurance. Fannie Mae offers special HomePath Financing for eligible HomePath properties. It is only 3% down for primary residence.

Getting Pre-Qualified is the only way for you to find out your options. To get Pre-Qualified you purchase, you can submit your request online at http://www.rodneymason.com.

Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing
0 votes Thank Flag Link Wed Oct 31, 2012

Of course there are loans for single mothers with jobs. As long as your credit score is sufficient and you qualify financially, you should have no problem. Please give me a call and I will be happy to give you numbers of some great loan officers. I would love to work with you to find a home.


Sharon Everett - Broker
404.925.2984 - Direct

"Bringing clients together for smoother transactions"
0 votes Thank Flag Link Tue Oct 30, 2012
email me josettebailey95@yahoo.com
0 votes Thank Flag Link Tue Oct 30, 2012
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