Home Buying in Virginia>Question Details

Ana R, Home Buyer in Herndon, VA

Are there any lenders in Virginia that would work with an USDA loan 2 years after short sale and repo with a 660 middle score 10% down 15 yrs job?

Asked by Ana R, Herndon, VA Tue Jul 9, 2013

Help the community by answering this question:


When was the short sale? Also, was is a true short sale or was it a foreclosure? Finally, what was the repo for?

Typically 2 years is the waiting period after a short sale with credit about 660, but it depends on the circumstances involved in the short sale.
0 votes Thank Flag Link Wed Jul 10, 2013
short sale due to job relocation. Bank offered a loan modification if I could get 120= days late and then sold 2nd mortgage. Because I had to rent somewhere else, i got late on car payments and did a voluntary repo with car.
Flag Wed Jul 10, 2013
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