A quick answer to your question is "no". While there are some programs that you can jump through hoops to get in and pay a higher rate ,it's likely that those loans are not for you if you have an 820 score.
How much money do you plan to put down?
What's your debt ratio?
My company can close loans in 3 weeks if you are organized, qualified and we work closely together. I'm a mortage banker just outiside of Philadelphia.
I'd be happy to assist you and get you to the table ASAP. I'm very good at what I do and have an outstanding support team.
Feel free to call or email me....610 622 2212 or email@example.com
Broker Owner Remax 2000
Depending on your income you are elgible for a program offered through the Pa Housing Finance Agency. A one member household with an income of $56,300 or less would qualify you for it. Please contact me for additional information
Keller Williams Real Estate
Your best bet is PHFA financing. You can get in with as little as 3-3.5% depending on which loan. You may be eligible for up to $3000 in closing cost assistance depending about your income and assets. If you would like a referral to an approved FHA lender who can really get this done quickly for you, please contact me and I will link you up.
ReMax Action Realty
I can close in 30 days and have 100% financing for first time homebuyers that meet certain criteria.
Please call me on my cell at 267 992 7276.
Cornerstone Lending Inc
720 Second St Pike Suite 104
Southampton Pa 18966
Office 215 953 0800
Fax 215 953 1706
Cell 267 992 7276
Voted Best of Bucks 2010
Please feel free to give me a call. I can hepl you find the program(s) that you are looking for as well as your dream home. And as long as we have everything in place and the home is in good condition and te title is clear, a quick closing is now problem. I have done them in less than a month.
Yes, there are first home buyer programs in state of PA, and first home buyer closing assistance in Phila if you meet the requirements and get housing counseling. Please send me an email with email and contact number so I can send you more info and explain more. Do you have any particular property you want to purchase?
Look forward to hearing from you.
Qing Hui Wang(Emily)
Realtor Licensed in PA
Bilingual in Mandarin
Century 21 Advantage Gold
5267 Roosevelt Blvd,
Philadelphia, PA 19124
Prefer Cell: 267-254-4405
Office fax: 215-537-4818
Voice mail: 215-671-4700 x 1407
The largest Real Estate Company in the city of Phila.
8 local offices in PA and NJ
Your credit score is great and you should have no problem getting a good deal as a first time home buyer. I have a great lender that I can put you in touch with. Please feel free to call my cell...215-880-9274. Louise Marzulli..Coldwell BankerPreferred