Check out whether the area qualifies for the USDA Rural Loan Program. If the property qualifies you can get 100% financing. You should contact a reputable loan/mortgage originator. It may take a little more time, but may work for you depending on were you are looking. I would think east Texas may have many areas that qualify since there are quite a few in my area of southeastern Massachusetts. Good Luck!
There are very, very few due to all the changes because of Mortgage situations and past scandals
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