Keith Calhoun, Home Buyer in 89115

Are there any down payment assistance programs to help in nevada?

Asked by Keith Calhoun, 89115 Mon Feb 24, 2014

Help the community by answering this question:


There is a program I just closed with, that provided 10,000 towards down payment and closing costs. Please contact me if interested. I use this program regularly I could show you the HUD statement for my home that I bought using this program. On a 225,000 home I paid 6,600 out of pocket. That is less than the 3.5 required by FHA.

2 years with the same line of work
3 years of tax returns w-2s etc.
Last 2 paychecks
Must not make more than 70,000 a year and must not make less than 24,000
Need to contribute at least 1% of purchase price of your own money (Not a gift)

0 votes Thank Flag Link Tue Nov 10, 2015
Yes!!! Absolutely, I am certified to assist home buyers in a zero down program sponsored by the State. I am currently working on couple of clients in escrow. It's imperative that you have an experienced Realtor and Loan Officer to assist you in a success of this program. It's not an easy as it seems, It takes a team work and you must have a great team on your side to assist you to be successful with this program. I have assembled a strong team of knowledgeable lenders who have closed dozen of these program successfully. I have over 20 years experience as a real estate agent and as a Broker. I know the ins and out of real estate industry and different loan programs. If I don't, I have the resources to assist you and put you in touch of my team members. I hope it helps.

Dave Gill
0 votes Thank Flag Link Fri Sep 19, 2014
There are a number of Nevada assistance programs:

* Home At Last Access Program is a down payment grant of 4% of the sales price.

* Home At Last Mortgage Credit Certificate is a federal income tax credit of 40% of the interest paid on the mortgage loan.

* Nevada Bond couples super low rates with a 2nd loan to cover the down payment.

* Culinary and Bartenders Housing Partnership is a program for union employees with assistance of $10,000 or $20,000 if conventional.

* Good Neighbor Next Door allows teachers, law enforcement, firefighters and select others to purchase certain homes at 50% of list price.

* City of Henderson can assist with $10,000 in down payment, plus $20,000 for home repairs.

There are other programs, as well. These are specialized loans, so you should make sure the lender you select has done multiple loans of the type you are going after. Specialists who understand and are approved to do all of these programs are rare, so they might be hard to get a hold of. But they are worth it!

Chad Roberts
Realty One Group
0 votes Thank Flag Link Thu Sep 18, 2014
Yes, To get quick real estate assistance in no time you must contact REIProfessor via 904-321-9098 or through our site or and get immediate assistance.

Contact now to get free assistance right away.

0 votes Thank Flag Link Tue Sep 16, 2014
Yes, To get quick real estate assistance in no time you must contact REIProfessor via 904-321-9098 or through our site or and get immediate assistance.

Contact now to get free assistance right away.

0 votes Thank Flag Link Tue Sep 16, 2014
Yes there are many grants, down payment assistance programs, first time home buyer programs etc. You need to speak to a reputable lender that can run your entire financial scenario and explain all of your financing options. If you need a lender please shoot me and email and I will send you the lender contact info to the lender we work with all the time.

I just received this email from my lender explaining a new grant. This is just one of many programs you might qualify for.

"To my valued REALTOR Partner! Thank you always for trusting in me to get your client HOME. I have something exciting to share with you. A new down payment assistance program for the whole Las Vegas Area. This changes everything!

This program is known as - HOME IS POSSIBLE - it is 4% GRANT down payment assistance grant. For ALL of CLARK COUNTY and WASHOE COUNTY. It is issued from Nevada Housing Division Department of Business and Industry -

This is a great option for a family that wants a home and doesn't have the down payment.

Biggest points you need to know-

FHA and VA buyers only- beginning 9-22-2014
1) No First-time Homebuyer Requirement
2) Maximum “Credit Qualifying” Income: $95,500
3) Maximum Home Purchase Price: $400,000 ($287,500 for FHA, $400,000 for VA)
4) must have a 640 FICO score
5) max debt to income ratio is 45%


Program has over 20,000,000 in available funds!"

You can also start to receive listing that you think will be in your price range by sending me your search criteria here: Even though we are not ready to start submitting offers this will allow you to get a feel for what is in your price range as well as how fast they are selling. Then once you are approved we will be ready to actively go after the properties you like.

Best Regards,
Robert Adams
Licensed Real Estate Broker NV#62827 MA#9530304 RI#18138

NV Broker & Team Leader of The Adams Team at Rothwell Gornt Companies

MA & RI Broker at Sankey Real Estate
C: 508-250-0345
O: 508-543-8060
F: 508-643-1515
0 votes Thank Flag Link Tue Sep 16, 2014
The great news is yes, there are down payment assistance programs in Nevada. Start the process by contacting a Realtor.

Chad Roberts
Realty One Group
0 votes Thank Flag Link Tue Jul 29, 2014
Yes! Both your agent and lender must be certified. I can provide you with access to several programs. Most provide up to $14,999. Some require payment to be returned upon sale, and others do not. You can purchase any home, but the program does count all household income whether that person is on the mortgage or not.

The income limits are quite generous. For most programs, a family of 3 can ear in the mid $40k per year and still qualify.

Please contact me if you're interested.

Angela Brasser, CRS, ABR
702-460-2515 Talk/Text
0 votes Thank Flag Link Fri May 9, 2014
There is a program that I use, that gives fha buyers (who meet the requirements) a 10k interest and payment free loan to take care of the down payment and closing costs on the home. You only pay back the loan when you sell. If you pay your loan off, you do not need to pay the loan either.

3 years of tax returns
640 credit score
Must not make more than 70,000 individually
Must make more than 25,000
Must live in the home as the primary residence
May not own another home at the time of purchase

If interested and are not working with another realtor, you may contact me.

Real Living/First Service Realty
0 votes Thank Flag Link Wed Apr 23, 2014
Yes and there is lots of available money to the public. There are several programs. I receive homes from several non-profits that assist in affordable housing. In addition to the non-profits, we have Federal, State and City down payment assistance programs. You may contact me for further information if you wish.
0 votes Thank Flag Link Sun Apr 6, 2014
Hello MS Ashley,
I would like to purchase my first home and in the process of getting my fico score to 640 and to remove some bad items with no down payment whom may I speak to about it
Flag Tue Feb 24, 2015
Yes! No matter where you're looking to live in the valley, there are down payment assistance programs. It's required that you work with an agent AND lender who hold certifications with NHSSN. I am certified, and I would be happy to get you started with a lender through that process. Please feel free to contact me.

Angela Brasser, ABR, CRS
(702) 460-2515
0 votes Thank Flag Link Fri Mar 21, 2014
There are various down payment assistant programs for Southern Nevada. The programs and funds availability change often, so it's best to contact them directly to see what they offer. The main agencies that administer them here are below.

1. Neighborhood Housing Services
2. Nevada Partners
3. Housing For Nevada
4. Nevada Rural Housing
0 votes Thank Flag Link Sat Mar 15, 2014
Hello, I am from the financing side. i am certified in down payment assistance here in clark county. We have various programs that we offer through the county. But also here at Guild MOrtgage we have several bond programs so it is possible to get into a home with as little as .5% down, so for every 100k in purchase price thats $500
We also underwrite these loans with no property determined and give a guarantee to lend approval.
Any questions please dont hesitate to contact me

Michael R Diaz 380048
Guild MOrtgage
0 votes Thank Flag Link Mon Mar 10, 2014
Hi Keith,
There are several - first it is important to have a lender who knows them and how they work.
I have a couple wonderful lenders who do.
This is one of the best most people do not even know about.

The Home at Last Access program.
If you want more information just let me know.
Kindest Regards,
Joanna McParland Broker Sales Person Realtor (R)
ZipRealty Your Las Vegas Home Team
CRS Member
Century Club Platinum
Presidents Club
Licensed in NV
Cell 702-400-8280
Fax 866-316-5526
Follow us on Facebook & Twitter
0 votes Thank Flag Link Mon Feb 24, 2014
Hi Keith,

There are definitely down payment assistance programs in Nevada. Here is the information on the 1/2% down loans:…

Also there are a number of other programs that are available as well. I would recommend calling All Western Mortgage - they are a local lender and offer the full spectrum of local down payment assistance programs. You can reach them by phone at: 702.997.4226 or via email at:
0 votes Thank Flag Link Mon Feb 24, 2014
There are quite a few, actually. Please contact me and I'll go over them with you. Myra Gouger 702-858-9311
0 votes Thank Flag Link Mon Feb 24, 2014
Hi Keith,

Call Scott Reynolds at Evergreen Home Loans, (702) 269-4364 or email at He's the branch manager and I've worked with him before, there are a lot of options which you can discuss. A mortgage banker or mortgage broker is where you should start because they'll be doing all the paperwork with you.

A good caveat is to get an Underwritten Pre Approval, this is stronger than a standard pre approval and can assure the seller you are truly able to close when you say you will. There are lots of factors to purchasing a home and having a good team on your side can make all the difference.

You can call and ask me more questions anytime.

Andrew Dionne
~ Real Estate Concierge ~
(702) 979-3315 ~ office
(702) 979-3316 ~ fax
Barrett & Co., Inc
2885 S Jones Blvd
Las Vegas, NV 89146

Barrett & Co. has been diligently serving Las Vegas's Real Estate needs since 1959, come see what Barrett can do for you!
0 votes Thank Flag Link Mon Feb 24, 2014
We have several programs that may work, including a .5% down FHA program that we can offer. Add in that we offer $0 lender/underwriting fees and we can provide significant savings on closing costs. Feel free to contact me if you would like to discuss your options, or (702) 403-1337
0 votes Thank Flag Link Mon Feb 24, 2014
We offer a 1/2% or .5% down loan in Nevada. Which means is you are buying a 200K home, your down payment would be $1000.

Let's discuss your loan scenario in more detail. Contact me at 800 315 8803 or 702 562 7915. My name is Bart and I have been in the mortgage business since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you.

Bart Gabe - Lending Nationwide Since 1987

800 315 8803

NMLS 20743
0 votes Thank Flag Link Mon Feb 24, 2014
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