Home Buying in 30291>Question Details

Bebe22, Home Buyer in 30291

Are there any down payment assistance programs still available?

Asked by Bebe22, 30291 Fri Jul 16, 2010

Are there any down payment assistance programs still available in georgia? if so do they work on conventional loans?

Help the community by answering this question:



Please see the link below, paying special attention the programs on the left side to the screen that can be used with conventional, FHA and VA mortgages. You'll find several down payment assistance programs available for purchases of owner-occupied homes in South Fulton and all over the metro area.

In South Fulton, please review the

-- Federal Down Payment Assistance Program
-- Metro Atlanta Down Payment Assistance Program (GA Dream)

There's also a Fulton County NSP program available, but I'd prefer to discuss that one with you.

If you are NOT working with an agent, please call so that we can discuss the program that best fits your needs.

Solomon Greene
REALTOR® / HUD-Certified Affordable Housing Counselor - Keller Williams Realty Atlanta Partners
(678) 775-2677
0 votes Thank Flag Link Sat Jul 17, 2010
GA DREAM NSP IS BACK Funds are now available for a VERY SHORT TIME!

Amy Wilemon
AmericaHomeKey, Inc.
Office 404-601-4177
Cell 404-368-4031
Fax 678-735-5570

Mark Lackey
Atlanta Housing Source at
Solid Source Realty, Inc.
Associate Broker

Home Buyers & Sellers - http://www.AtlantaHousingSource.com
Property Management – http://www.SolidSourcePM.com
0 votes Thank Flag Link Fri Jul 16, 2010
DPA on conventional loans is pretty rare as far as I know though I'm not a loan expert so I don't know all the options available. I do know that a local lender has said that USDA funding is back available. Some nice features of these loans are.

No Down Pmt
No Mtg Insurance
No Asset Limit
Not Limited to First Time Home Buyers

Erin Groover
REALTOR- Keller Williams Greater Athens
Web Reference: http://www.grooverhomes.com
0 votes Thank Flag Link Fri Jul 16, 2010
Yes - quite a few and my company is the Georgia leader (and we're based in Georgia) for the Atlanta region in the DCA programs. I will be happy to give you the run down on the options especially in the Clayton County area. Call my cell at 678-439-8683 anytime. I can email you details, too, if you just want to text your name and email address to my cell phone and say GA DPA in the text so I'll know what you are looking for.
0 votes Thank Flag Link Fri Jul 16, 2010
Not really that I've heard of lately. Best thing to do if you have no money is buy a HUD home for $100 down, or buy a USDA loan qualifying home in rural america for $0.00 down. Also, next best option is an FHA loan for 3% down. However, if you discuss this with a qualified loan officer, they may be aware of what products may be out there. Some municipalities are offering down payment assistance for rejuvenation of neighborhood projects. Give my friends a call at Southeast Mortgage and they might be able to answer this question better...

David Neimark, Senior Vice President
Southeast Mortgage
770-279-0222 ext. 702


David Brower, Managing Broker
Crye-Leike Realtors
0 votes Thank Flag Link Fri Jul 16, 2010
Search Advice
Ask our community a question
Email me when…

Learn more

Copyright © 2016 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer