You may qualify FHA with NO FICO score with alternative credit as well. You will need to be pre-approved if you decide to buy and to be able to meet an agent to view and submit offers on any homes of your choice. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.
If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria from my mls.
It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
If my response was helpful, consider clicking Thank, Link or Best Answer.
All the best,
Coldwell Banker Star Realty
BRE Lic #01456982
Tripoint Mortgage Group, Inc.
DRE # 01521904
My office is in the city of Santa Fe Springs and new FHA loan programs are being introduced back into the system every week. Are you working with a Realtor yet? If not, please email me so that I can go over some of the new programs.
Antoinette M. Montreal
Keller Williams Realty
I am a mortgage broker. If I can be of service, please let me know!
877-238-6324 Ext 704
FHA Loans are alive and well in California. And, contrary to popular belief, they are NOT just for first time homebuyers. FHA is available to all home buyers who will be occupying their new home as a primary residence. If you need a referral to a great direct lender who does FHA loans in record time, contact me directly.
Real Estate Consultant
RE/MAX Palos Verdes Realty