Keep in mind that if you're financing, and if the seller is paying your closing costs, you are actually borrowing the money to give the builder to give back to you at closing for your closing costs UNLESS the Settlement Statement shows the seller is bringing cash to closing for your closing costs.
In many cases they will offer to pay lending interest points as well.
One thing I find true, is most new home builders offer Agents deals they do not offer direct buyers.
I would get with an agent and have them contact the builders in the area you are considering.
BOth buyers and sellers have closings costs to pay - it is not uncommon for sellers (including new home builders) to pay for some of the buyer closing costs but you do have to ask for it in writting.
If you are not already working with a realtor who is representing I would love to help you. PLease feel free to contact me at:
Juan Carlos Hernandez