This will be true even with a large down payment.
Talk with a mortgage consultant. Get a clear idea of what you can be approved for. Also, ask how improving your credit score will affect your interest rate and terms.
Maybe you can use some of your 80K to pay down some debt, which may improve your scores.
Best of Luck to You!!!
Kawain Payne, Realtor
My office is located in the area you're interested in and our lending staff is available to answer any questions and concerns you may have.
Susie Haynes, Realtor
Keller Williams Realty
1401 W. Rancho Vista Bl.
Palmdale, CA 93551
Did you know your credit file may contain errors or other issues that are holding down your credit score. Instead of simply qualifying based on your current credit score, weâ€™ll use our credit
proofreading software to give your credit file a checkup and ensure your credit score is as strong as it can be.
Our technology can analyze how you use your credit cards and suggest slight changes that will strengthen your credit score. We can even detect and remove any errors in your credit file that
have been working against your credit score. Our easy to follow, step by step plans can improve your credit health in as fast as 72 hours. Since healthier credit profiles often result in higher credit scores - we may be able to help you qualify for better rates and lower down payments.
So before you apply for a mortgage loan, let us ensure you have the healthiest credit profile possible.
Better credit health.
Get the facts about home mortgages from the experts at ENG Lending. Learn about different types of home mortgage loans and what to expect during the mortgage application process. Plus, find information about the current mortgage market and which mortgage myths you should never believe.
Let ENG's experienced Mortgage Bankers help you find a solution for your financial needs. My name is Lowell contact me at (972) 646-2411 so we can discuss your situation in private. Benefit from my 21 years of experience answering the most common mortgage questions.
Take 3 minutes to view the attached video and make a decision as to whether or not you need my help http://www.availcoach.com/avail/
16800 N. Dallas Pkwy, Suite 290 | Dallas, TX 75248
Office: 972-646-2411 | Cell: 214-418-7022 | Fax: 214-614-4637
Bank of England /dba ENG Lending: NMLS# 418481