Your EMD is deducted from your mortgage amount you applied for and is brought to the closing by the seller's agent to give to the seller's attorney.
Inspections - although out of pocket expense, is also a part of closing costs, believe this or not. To know the how to about this part is ask your tax accountant.
Remember, if the seller is contributing toward your closing costs, depending on the type of mortgage program you go with, the contributing closing costs credit is based on what the bank will allow. This means, say you are obtaining an FHA loan and you asked for up to 6% closing cost credit. You only will receive the credit contribution from the seller that the bank requires for you to close.
Have you discussed your financing options with your loan officer? Your loan officer can give you GFE(Good Faith Estimate) for an estimate of how much you will need at the closing including the down payment.
Moreover, you have to clarify if seller is actually paying for the closing costs or is the amount wrapped up into the loan. If the latter is the case, in actuality, the seller is not paying for it but you.
Let us say that the listing price is $150K. Then you and the seller agreed on the purchase price of $145K including the closing costs or seller's concession. How much is the seller willing to give for closing costs. There should be a predetermined amount for seller's concession on the contract or during the negotiation.
Also, there is an allowable amount or limit to buyer's credit(the seller's contribution to your closing costs)
You can discuss this with your realtor. A consultation with your loan officer should shed light more on your financing or loan options.
Best of Luck
The closing agent, in this case the attorney should be covered. Did you specify a specific amount the seller would pay or did they give you a blank check? In my opinion it's important to have a cap of what they are expecting to pay toward the allowable closing costs so everyone can plan. Closing costs can include discount points on your mortgage if you ask for them, with a blank check, but that may not seem fair to the seller if it's not clearly spelled out.