Hello Justin,
You will need to wait for a lender to answer this question but I want to offer some additional information. Typically, the cost of your lot should not exceed 20-25% of the home price. Construction cost is anywhere from 110+/sf so you are looking at a very small home for 90K. There are a lot of bargains on existing homes this year and you would probably get a much nicer home and better investment if you purchase an existing resale. Good luck.

There are still 5% down construction to permanent financing programs available, if you have equity in the land or very high credit scores. Email me at PennyH@StantonHomes.com, and I can give you a couple of lender references.