I do work with a someone who has helped many homeowners including Chase with loan modifications and principal reductions. Please contact me at 792-612-7099 for more information.
I believe that Chase Bank was one of the 5 large banks involved in the $25 Billion National Foreclosure Settlement due to robo-signing practices. The government requires them to pay restitution to home owners who were wrongly foreclosed on and allows home owners who are underwater to mediate with these banks to get their principals reduced.
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Hope this is helpful!
Prudential Connecticut Realty