There are several commercial "lookalike" web sites, but the one from Housing and Urban Development is the best place to start. It's at
1. Guy Evoniuk with Plaza Home Mortgage: 503-341-0240
2. Wade Ferguson with Wells Fargo: 503-333-6522
Both are exceptional lenders and each have a little different programs and requirements.
Another great option is to contact Keybank here in the Portland area - they have a 100%/zero down payment loan program with no private mortage insurance (saves you about $100 - $150/m in your payment over an FHA loan). Sellers can contribute to your closing costs so you can get in for very little out of pocket costs. The interest rates on this program are great!
Hope that helps! Let me know if I can help further.
Kelly Gebler, Principal Broker
Keller Williams Realty
Also, keep in mind that owning a home costs money and you are the one that has to pay for things when something breaks! Even if you had downpayment saved up, is that going to wipe out all of your savings? What happens when the water heater goes out, and floods your basement? or when the furnace stops working next January and your pipes freeze?
I am a huge advocate for home ownership, but some people just aren't ready for that kind of responsibility. Good luck!
Please see my blog with tips and advice on getting a mortgage in todays market