Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been in the mortgage business since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario.
Until then, I look forward to hearing from you.
Bart Gabe - Lending Nationwide Since 1987
800 315 8803
NMLS# 20743 - my licensing information
http://www.nmlsconsumeraccess.org/ - link to look up my license number
I work with several investors who offer private financing in lieu of Hopkins Financial. They will privately finance you short term until you can re qualify. Of course they will want to review your current financials, and ensure the property you are buying is in a good location etc. If your other options don't pan out, I'd be happy to talk with you privately. 208-724-6968 is my direct line.
The Real Estate Shop
If that did not work, there are other lending options which you could explore. There are hard money lenders that you can work with also.
Please let me know if you have any questions or if I can help you in any other way. You can visit my website to search for properties at your convenience.
I agree with Phil. Depending on your situation you may already qualify for a home loan. I recommend you check with Curtis Mangus, American Pacific Mortgage, at 208-412-3676.
Please let him know I sent you so we can partner to give you the best service possible.
I recommend talking to a conventional lender to find out exactly where you stand. You may find you already qualify for a loan with regular rates and terms. There is typically a two year waiting period for FHA, but other lenders may be ready to loan now if your credit is otherwise ok.
Call Dennise Sandquist at Guild Mortgage at 208 863-4120
Abby Beard at Idaho First Bank at 208 200-2229
Both are great lenders who will work with you to get on track to get financed ASAP at regular rates & terms.
Also it depends on credit score but you will need at least 20% down.
He is great and has gotten several people approved that didn't think they could!
Tell him I sent you and if you need help searching for a home I would love to help you can reach me at 208-602-8719 or email@example.com
Feel free to contact me I'm a licensed Mortgage Broker as well as a Real Estate Broker.
Your one stop shop.
NLMS 2490 ML 6890