I'm not too sure I understand your question. There are homeowners who will consider owner financing, though they are few and far between.
As respects to $35,000, discharged bankruptcy and fixed income - I'm not sure what information you are looking for. Do you mean that you are looking for a house in the $35,000 range and you have been through a bankruptcy and are on a fixed income?
If you could possibly shed more light, I'd be happy to help you.