good afternoon.......the biggest problem obtaining this loan has always been finding a lender to fund the second 10%......if you consider the payment, with what is typically a very short (or shorter) amortization than usual, it drives your payments up to where you could go fha with an escrow acct and pmi about as inexpensively as you can finance an 80-10-10..they were never really bad loans, but many buyers got into problems paying the taxes becasue the majority of them didn't want an escrow acct....best regards, and good luck....bob mcclure- success mortgage partners- plymouth, michigan.......

They havent been doing them for the past year,,,we are hopeful it will come back but it could be awhile....My mortgage broker is always looking for options for my clients and we have not found any yet...Good luck..Gina Clark, Real Estate Circuit, 845-344-1480