Home Buying in 28273>Question Details

Linda Jeffer…, Renter in Charlotte, NC

Any houses for rent to own in 28273 or 28278 with the option to purchase?

Asked by Linda Jefferson, Charlotte, NC Tue Sep 3, 2013

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Good evening, Linda:
no homes listed as rent to own at this time. one condo (see web reference below) If you appreciate an answer, please give thumbs up. For the most helpful answer, please say thanks with a best answer click.
Web Reference: http://goo.gl/RdmJqv
1 vote Thank Flag Link Tue Sep 3, 2013
Linda, obviously finding a home to rent to own is tough in a seller's market like we have now in the Charlotte area. A couple of options would be to connect with a real estate agent with access to the MLS and see if there are any Rent to Own listings in the past year or so that have expired or been withdrawn that have not yet rented or sold, utilize Craigslist but be cautious of scams and sign up for properties at http://www.rentuntilyouown.com. Most rental properties are being rented quickly so if you find a listing that has been on the market for awhile (6 plus months approx.) a landlord might be willing to entertain the idea of a rent to own our of desperation and cash flow requirements.

I am not sure if you are a first time home buyer but there are some great programs out there...FHA, conventional loans, 3% down payment, $100 down HUD properties, etc.... I know that Charlotte mortgage banker Cunningham & Co currently has an incredible program for new home buyers only (have not owned a home in the previous 3 years) of a locked in, long-term rate of 3.25% with up to $8,000 down payment assistance for closings in September, the good neighbor program through HUD offers homes to teachers, police, fire, EMS, etc...for a 50% discount as long as they are in the home for at least 3 years. Speaking with a knowledgeable Realtor in the area you are considering living or a mortgage banker are great places to start. I hope this is helpful.
0 votes Thank Flag Link Wed Sep 4, 2013
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