It is hard to say. I own property in Hamilton and am happy. Middletown has been a landlord market for a couple of years now. Monroe schools just went into State receivership. Trenton seems to bring up the opinion to far out for a lot of people.Watch yourself in Fairfield it is mainly a owner occupied area except for the condos which most are not FHA approved which may not matter when you are buying but can hurt you when it is time to resell.