Of course, knowing that my house appraised well above the selling price would do little more than cause me to rethink selecting an agent in the future and most certainly having an appraisal of mine own done prior to listing.
With the recent changes in the mortgage industry in which, at least here in California, the bank selects an apparaiser from a "pool" of available qualified appraisers, we are only told that the sales price was supported by the appraisal, and often do not see the actual appraisal report until the transaction is just about to close--too late for either party to pull out. Many times (okay, most of the time) sellers or their representatives will ask to see the appraisal report, but, much like you have already been advised, I usually only disclose that the appraiser was able to verify the price of the home at its sale value.
The only time that I felt compelled to provide the seller with a copy of the appraisal was when the home did NOT appraise for the sale price. In this case, because we were trying to negotiate a lower sales price, the seller needed to know why the appraisal came in lower and also needed proof as to why a lower sales price was warranted. Otherwise, I would not have supplied the report to the seller.
Thanks again for your question!
Grace Morioka, SRES, e-Pro
Area Pro Realty