The requirement is that one person be at least 55. Now, if this person is married to someone much younger, and he passes away, the remaining spouse will not have to leave her home. That is how the 20 percent is applied.

If you are not 55 or your spouse is not 55, sorry, you can't get in.

Amanda

Here is a Directory of 55+ Communities that are registered with the Florida Commission on Human Relations.
You can contact a particular Community for specifics:

http://fchr.state.fl.us/housing_directory/search


Here is a List of 55+ Housing FAQs

http://fchr.state.fl.us/fchr/resources/55_housing/55_housing_faq_s

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Best wishes,
Fred
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It depends on the community and how their homeowner's association reads. Here in Tampa, FL most of them do allow for 20-25% to be younger than 55. They also usually have restrictions on how long younger family members can visit, especially children. You would need to find out from the home owners' association what the rules are for each community you consider.