There are alot of people that spend time, effort, and yes money in bringing a Real Estate transaction to a successful close. Sometimes that doesn't happen for one reason or another, and we understand that. Our job is to work in the best interest of our client no matter what that is, and our response when a client pulls out of a deal is "If the client doesn't feel it's right, it is Not right". As far as we know, we are never going to live in the house with you, so the decision has to be yours.
So when this happens, do you owe anyone anything...technically no. However, sometimes its important to us as Realtors to know that our work has value to the client, and that we have done a good job, despite the outcome.
The ultimate compliment and thank you would be for you to introduce us to people you care about that are looking to buy or sell a home. We know then that we have attained your trust, the most important element in any relationship.
So if you feel that way, if you trust your Realtor and felt he/she did a great job, refer someone to her/him and to your Mortgage Professional as well. Then, when you get ready to try this again...use the same Realtor and Mortgage Professional....loyalty, the other ultimate compliment.
On behalf of my profession, I wish you well, and hope that you will find the right home when the time is right for you.
If you feel totally obligated by them lunch!