That's a good question. Your attorney would be the best one to follow up for you to find out if an investor owns the note. In most cases you will find that an investor does own the note due to the way that the Secondary Market was set up years ago.
By now you should have heard something as a few more weeks have past. My experience has been that once you accept a counter offer the final approval letter may take up to 30 days to receive. In some cases we have received them within two weeks.
Congratulations on the purchase. Welcome to the area.
Managing Real Estate Broker
Mortgage 1st Realty, Inc.