I do a lot of business in Manville. I assume you are asking what you should offer for the home? One of the most important factors in Manville is whether or not the home you are interested in is located in a flood zone. Many, many homes in Manville are in flood zones. Up until about 2 months ago, the MLS print out had the flood zone indicated by a "yes" or "no". Our MLS has since decided to take this information off our listing sheets. You would need this info before even looking at comparables for the property, as homes in the flood zone sell for much less than those not in the flood zone. Feel fee to contact me at: email@example.com. If you give me the address I can find out the flood status for you.
Your best bet is to use the same information the bank is using to determine what is a "fair" selling price. They are monitoring the sale prices of recently sold similar properties in your general location.
So, contact a real estate professiional and request their assistance by putting together the comps for sold property that is simialr to your target home. This will give you an idea of the range you need to be in to have your offer accepted.
The "Eckler Team"
On the other hand, you can always ask the bank what is the minimum amount of money they would accept for the property. :-)